Business Loan and Financial Compliance Services

please link her to the following practice areas: Commercial Lending (SBA Loans/ Business Loan & Financial Compliance Services), Personal Legal Services (Estate Planning), Business & Corporate Law (Non-Profit Organizations) and Real Estate, Land Use & Zoning.

Indiana Business Loan and Financial Compliance Lawyers

Our Legal Team

Christopher Poling
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Tom Ruge
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Kevin A. Morrissey
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Scott A. Oliver
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Regardless of the nature of the loan, legal issues routinely arise in connection with all transactions. Lewis & Kappes represents state, regional and national lenders in all aspects and phases of commercial lending transactions and in compliance with regulatory requirements, including:

  • Structuring the loan
  • Drafting commitment letters and all loan documents
  • Management of the due diligence process
  • Negotiating the terms of the loan documents
  • Closing the loan and monitoring of post-closing matters, including, when necessary, assisting in the workout of troubled credits
  • Compliance issues with the Indiana Department of Financial Institutions, the Federal Reserve and the FDIC

The variety of the loans with which we are experienced include: real estate-backed loans involving acquisition, refinance, construction and permanent loans; asset-based financing transactions such as working capital loans and lines of credit secured by accounts receivable, inventory, intellectual property, vehicles, equipment as well as other assets; and government guaranteed loans, including but not limited to those backed by the U.S. Small Business Administration (both 7(a) and 504 loans).

Helping Lenders With Negotiations, Documents and Compliance

The attorneys at Lewis & Kappes are experienced in representing financial institutions in compliance matters at the state and federal levels. We represent lenders engaged in business financing as well consumer loans, and have perspective gained from experience with banking associations and service on the board of a bank. Lewis & Kappes can assist Indiana-based financial institutions with compliance issues, as well as interstate operations doing business in Indiana.

Our experience in commercial lending is not limited to lender representation only. We service the needs of businesses of all sizes and will help you understand and work your way through the sometimes overwhelming task of assessing and negotiating the terms of your loan. In addition to providing counsel with respect to the basic terms of the promissory note, we'll guide you through the complex and intricate details of the mortgage, deed of trust, assignment of leases and rents, personal and entity guarantees, security agreement, financial and borrower covenants, warranties and representations, estoppel certificates, due-on-sale provisions, prepayment penalty obligations, rights and remedies, environmental covenants, indemnification provisions, waiver of rights, and choice of law provisions.

Lewis & Kappes also represents institutional and private lenders in the reclamation of assets. Our attorneys are experienced in replevin, attachment, all phases of foreclosure and regularly represent lenders in the reacquisition of business and real estate assets, resale of those assets, the pursuit of deficiency judgments and dealing with challenging issues involving tax (forfeiture and foreclosure), title and bankruptcy issues which may arise along the way. Our firm manages contested and uncontested foreclosure matters, including assisting with loss mitigation services and mediation. In advance of these extensive measures, we also assist and provide counsel through forbearance and loan modification consideration and structuring.

Discuss Your Business Loan Matter With Us Today

Our Indianapolis business loan services lawyers provide experienced business loan counsel in Indiana, Michigan, Kentucky, Illinois and Ohio. Contact Lewis & Kappes. We serve clients from offices in Indianapolis, IN.